This type of loan combines the benefits of the variable and fixed rate, also offering more competitive prices. Experts advise it only to clients who amortize early. When requesting a mortgage, the dilemma of having to choose between a fixed or variable interest is usually presented, but the third option is rarely put on the […]Continue reading

It is the legal formula that allows you to reserve a home that you like before formalizing the sale contract. The truth is that it is a tool that is used very often in this type of operation, because it is also quite simple. Even so, there are some concepts that we must clarify and […]Continue reading

Divorces are proceedings in which special attention is paid to what will happen to all assets that the spouses had in common. And, if the couple share children, with whom and where they will live. In Spain these questions are answered by the requested type of child custody and the purchasing power of the parents. […]Continue reading

The health crisis, confinement and all the various adverse effects that the pandemic has had on the economy and our day-to-day lives have taken their toll on many couples’ relationships. In Spain alone, according to data from the General Council of the Judiciary, in the third quarter of 2020, 25,732 applications for separation and divorce […]Continue reading

The start of the 2020 tax return campaign has begun, and as is usually the case at this time of year, many Spanish taxpayers who own a home are wondering whether it is possible to deduct some of the amount paid for the mortgage. In these cases, the so-called “deduction for the acquisition of the […]Continue reading

Spain is one of the main receiving countries of foreign tourists in the European Union, so it also has one of the highest rates of house purchases by non-residents.  These figures vary greatly depending on the region of the country where we are. While there are communities in which the purchase of housing by non-residents […]Continue reading